“Shopping is cheaper than therapy.”

What’s YOUR take on this? Whoever said that money cannot buy happiness has definitely got it all wrong. The joy of swiping your card and buying a cashmere coat for yourself! Of course, you shouldn’t be swiping your card for everything that your heart desires.

There is a difference between ‘shopping’ and ‘investing’. When you are out for shopping and you buy everything that your heart wants, you come back home and feel a dent in your wallet. Your mind thinks twice as to whether you took the right decision or not.

When we were at a gathering, a humble man comes to us and asks, ”Is it good to invest in a 5-seater car?” The answer requires an explanation, and this is where you will find it. Here’s a post that talks about shopping v/s investing. Which move is wiser? Let us take a quick look!

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The Real Difference

When you are buying a car, you are not just going into a store and shopping for it. An investment is made when you know that you are going to reap benefits from it. As per Webster, investment is defined as something which is purchased with the sole expectation that it will produce growth or income.

A baker will invest in a professional oven only because he knows that he will be getting new orders in the coming days and months. A car is purchased with the purpose of making transportation easier. It is possible that the buyer has a large family and wishes to accommodate them in a bigger car.

Our heart might want a sports car, but our mind says SUV! When you are out shopping, you should start looking at the product as an investment. Will it help you to do a certain task faster?

Cheap Vs Worth The Investment

Majority of the people are in a usual dilemma. They go after ‘cheaper’ products, but there is a difference between a cheap product and something which is worth the investment.

Let us take the example of a woman in the sports field. Her days are filled with strenuous physical activities. She is going to look at a pair of joggers/track pants as an investment. She needs stretchy, comfortable, and durable pants. If she is looking at cheap and low-quality material pants, it will not solve her purpose because she has an active lifestyle.

So, she goes out for shopping and picks out two track pants. One is a good-looking yet cheap product and the other is a durable, stretchy, and comfortable track pant. The latter is worth the investment because her work demands a comfortable and stretchy pair of track pants. Buyers need to understand this difference between cost and worth.

Investing In Fruitful Products

Instead of shopping for sweets, decorations, and expensive gear on holidays, you can invest your money in something which has a longer shelf-life. Most people get carried away during the holiday season and indulge in meaningless shopping.

How about buying a product which is going to be useful in the near future? For example, you could invest in a mutual fund or a fixed deposit. You could invest in a property!

Investing in a property is always a wise idea. When the market rate is high, you could sell the property and get a fortune. You could also put it on rent and get a monthly pay from your tenants. Does that answer your question? You would now know as to which is better out of investing and shopping.

Concluding Thoughts

People get some kind of thrill by shopping mindlessly. Just because there is enough money in your bank account today does not mean that you cannot go bankrupt tomorrow. Invest in a product wisely!

When you are out for shopping, think twice before swiping your card. It is possible that the pretty shoes you are buying do not do any good other than looking good! You would need a pair of shoes that keep you comfortable through the day and are durable. So, don’t just shop – invest! You would be proud of your decision. Additionally, you would never complain about your purchases. Be a wise shopper and invest in products that will do some good in your present and future!